Introducing novio
An app with NOVel features & Innovative payment options to Optimize your spends.
Credilio is for everyone
Technology-driven personal finance platform connecting banks, financial advisors, and consumers
novio
For Consumers
An app to Discover Savings, Maximize Rewards
SBM Credilio Credit Card
For Consumers
A Guaranteed Credit Card with zero joining fees and 1% cashback on every spend
Credilio Pro
For Cards & Loans DSAs
Digitially sell products of 35+ banks & NBFCs
Credilio Play
For Consumer Businesses
Full stack APIs to cross sell cards and loans
Our Product Partners
35+ Leading Banks and NBFCs
Fully Secure & Trusted
Credilio products are built using high-degree encryption levels and Industry’s best security protocols.
Our systems are audited and approved by all leading bank partners.
Updates from our blog
Follow our updates on personal finance, industry opinions and more.
A Credit Card, that never says NO!
Introducing SBM Credilio Credit Card. Open an FD, Card Approval Guaranteed
Download the app from PlayStore and get started.